Many companies realize how important it is to have a healthy workforce. It not only cuts insurance costs, but it makes employees more productive. High productivity leads to a strong business and excellent results. Companies also realize they have a role to play in keeping their employees happy since they spend most of their time […]

Graduation day is a time students strive toward, thinking about the day they can officially start their professional lives. However, it’s after graduation that the real work begins. New design graduates have some big decisions to make and some real struggles to overcome. About 66 percent of college graduates struggle in the attempt to launch […]

If you are reading this, the chances are you have questions on universal life insurance (UL). Often regarded as the “thinking person’s life insurance policy,” IUL is effectively an amalgamation between a term life insurance policy and a cash value account. What this means to the layman is that – aside from holding policy documents […]

It all started with President Trump slapping $50 billion worth of tariffs on Chinese goods in a bid to alleviate the $375 billion merchandise trade deficit between the two countries. China responded with a dialogue-opening $3 billion worth of tariffs, but instead of assuaging the prospects of a trade war, the two economic giants have […]

The overall economy may be improving, but the personal debt crisis continues. For instance, total student loan debt has reached $1.5 trillion with 44 million borrowers overall. Meanwhile, mortgages have racked up $10.5 in total debt. These macroeconomic figures affect millions of households, but there are ways to reduce debt burden. 1. Establish Clear Numbers […]

Are you hoping to take your business to the next level in 2018? Are you ready to do whatever it takes to fund your growth? Are you concerned about choosing the wrong form of financing, thus putting your company in a bad financial spot? Here’s the good thing: there is more than one way to […]

Payday loans lenders are thriving in places badly affected by financial downturn. While financial downturn prevails in these places, the cost of living keeps going up. In such places, payday loans offer great reprieve. Even in places where people are doing well financially, emergencies pop up, and people have to find cash to address them. […]

Can I use a personal loan to fund my small business venture? Yes, it is possible! Personal loan offers flexibility to borrowers for personal purposes, and funding a small business can be one of them. While the ideal is to have your personal savings to support the business, there comes a point when raising capital […]