A Guide to Insurance Policies – Which are Essential and Which to Skip
Insurance policies are essential – they offer you peace of mind and protect you against the unexpected. However, such a large number of coverages are on offer that it can become a challenge to know whether to take them or skip them. So, when creating your financial plan, you should choose wisely. Today, we’ll outline […]
Best Things to do if You Are in a Financial Emergency and Need Help
There are many reasons that someone might run into a financial emergency and they need help. Before we go into details about the things you should try to do to get the help you need, the best way to deal with financial emergencies is to have prepared for them. This means you have an emergency […]
The New FICO Score Coming: 3 Ways To Keep Your Score Up
The New FICO Score Coming: 3 Ways To Keep Your Score Up If it seems like you and everyone around you had a pretty great credit score this last year, don’t worry, you’re not imagining things. According to CNBC, the average American FICO score has been at an all time high at 706 in 2019. […]
Alternative Credit Card Number for Testing Purpose
A credit card is a payment method service that allows you to purchase items without giving money at a time, later you can pay that money within a specific duration of time. Nowadays there are plenty of fake credit card generators that will provide you with fake credit cards. Such websites display the fake credit […]
5 Ways Small Businesses Can Save Money on IT Equipment
As an owner of a small business, you’ll need to make sure that you’re spending your money wisely. After all, you only have a limited budget to work with. If you go over the top when buying new IT equipment, that leaves less money in your bank account for marketing tools and other essential expenses. […]
Do you need to file a tax return?
Every year, there seems to be confusion about who needs (or doesn’t need) to file a tax return to the South African Revenue Service (SARS). Most non-provisional taxpayers are classified as those who earn a salary and pay tax through Pay as You Earn (PAYE), which is deducted by the employer. In addition to paying […]
Decisions That Help Your Income Last Through Retirement
Retirement is your reward for the decades of hard work – and you deserve to enjoy a comfortable retirement, but the truth is that many South Africans aren’t able to relish this time because of lack of planning ahead to ensure they have enough savings to fund retirement. Therefore, being aware of your financial situation […]
Smart Ways to Use Your Tax Refund This Year!
As we enter tax season many will be receiving their tax refunds. Some will spend their returns on something new for themselves, vacations or even to pay off some debt. Here are some of the best (and worst) ways to use your tax refund. The SMART Ways to Use Your Tax Refund Getting a loan […]