5 Ways Small Businesses Can Save Money on IT Equipment
As an owner of a small business, you’ll need to make sure that you’re spending your money wisely. After all, you only have a limited budget to work with. If you go over the top when buying new IT equipment, that leaves less money in your bank account for marketing tools and other essential expenses. […]
Do you need to file a tax return?
Every year, there seems to be confusion about who needs (or doesn’t need) to file a tax return to the South African Revenue Service (SARS). Most non-provisional taxpayers are classified as those who earn a salary and pay tax through Pay as You Earn (PAYE), which is deducted by the employer. In addition to paying […]
Decisions That Help Your Income Last Through Retirement
Retirement is your reward for the decades of hard work – and you deserve to enjoy a comfortable retirement, but the truth is that many South Africans aren’t able to relish this time because of lack of planning ahead to ensure they have enough savings to fund retirement. Therefore, being aware of your financial situation […]
Smart Ways to Use Your Tax Refund This Year!
As we enter tax season many will be receiving their tax refunds. Some will spend their returns on something new for themselves, vacations or even to pay off some debt. Here are some of the best (and worst) ways to use your tax refund. The SMART Ways to Use Your Tax Refund Getting a loan […]
How a Working Capital Loan Works for Your Business?
Money is the most basic requirement of operating any business. This becomes more obvious especially when a business plans to expand. In such situations, a working capital loan always comes in handy. However, a working capital loan also works best when you experience seasonal troughs in your cash flows. With this loan, you can fulfil […]
The Four Lines of Credit Now Available to Small Businesses
It’s no longer a secret; the flexibility provided by a line of credit has made it the most sought after means of financing small businesses. A line of credits offers available cash to a business, which can be withdrawn for the running of day-to-day activities and/or financing the business from its start, instead of foreclosing […]
How to Take Control of Your Personal Finances
Taking charge of your personal finances has endless benefits. By taking control of your money, you can end the vicious debt cycle, build your emergency fund, save towards retirement, or start saving to buy a home in a few years. Improving your finances is something you definitely want to do sooner rather than later. Here’s […]
7 Types of Investments Entrepreneurs Should Know About
While the salaried may have a retirement scheme facilitated by their employer, entrepreneurs have to sort their financial future out. Their best is to make wise investment decisions. Where to start is the concern of every wannabe investor. Types of Investments You may have heard people talk about investment options using terms such as growth […]