Understanding Differences between Chapter 7 and Chapter 13 Bankruptcy.
You may have recently experienced a financial setback due to the coronavirus. You may be wondering about debt relief options such as bankruptcy. Debt relief should not be taken lightly, so we are going to delve deeper into the differences between these two types of bankruptcies. The primary difference is that in Chapter 7 bankruptcy, […]
Best Things to do if You Are in a Financial Emergency and Need Help
There are many reasons that someone might run into a financial emergency and they need help. Before we go into details about the things you should try to do to get the help you need, the best way to deal with financial emergencies is to have prepared for them. This means you have an emergency […]
The New FICO Score Coming: 3 Ways To Keep Your Score Up
The New FICO Score Coming: 3 Ways To Keep Your Score Up If it seems like you and everyone around you had a pretty great credit score this last year, don’t worry, you’re not imagining things. According to CNBC, the average American FICO score has been at an all time high at 706 in 2019. […]
5 Things Leaders Give Up For Success In Business
To become a more productive leader, you need to drop those habits that deter you from achieving your goals and pick new ones that will help to increase your productivity. Here are the five things I gave up over the past few years that helped me become a better leader in business. 1. Comfort Zone […]
Alternative Credit Card Number for Testing Purpose
A credit card is a payment method service that allows you to purchase items without giving money at a time, later you can pay that money within a specific duration of time. Nowadays there are plenty of fake credit card generators that will provide you with fake credit cards. Such websites display the fake credit […]
5 Ways Small Businesses Can Save Money on IT Equipment
As an owner of a small business, you’ll need to make sure that you’re spending your money wisely. After all, you only have a limited budget to work with. If you go over the top when buying new IT equipment, that leaves less money in your bank account for marketing tools and other essential expenses. […]
Do you need to file a tax return?
Every year, there seems to be confusion about who needs (or doesn’t need) to file a tax return to the South African Revenue Service (SARS). Most non-provisional taxpayers are classified as those who earn a salary and pay tax through Pay as You Earn (PAYE), which is deducted by the employer. In addition to paying […]
Decisions That Help Your Income Last Through Retirement
Retirement is your reward for the decades of hard work – and you deserve to enjoy a comfortable retirement, but the truth is that many South Africans aren’t able to relish this time because of lack of planning ahead to ensure they have enough savings to fund retirement. Therefore, being aware of your financial situation […]