Universal Life Insurance: Is it Really Worth it?

If you are reading this, the chances are you have questions on universal life insurance (UL). Often regarded as the “thinking person’s life insurance policy,” IUL is effectively an amalgamation between a term life insurance policy and a cash value account. What this means to the layman is that – aside from holding policy documents […]

April 10, 2018

7 Ways to Lower Your Debt and Improve Your Finances

The overall economy may be improving, but the personal debt crisis continues. For instance, total student loan debt has reached $1.5 trillion with 44 million borrowers overall. Meanwhile, mortgages have racked up $10.5 in total debt. These macroeconomic figures affect millions of households, but there are ways to reduce debt burden. 1. Establish Clear Numbers […]

February 24, 2018

Ways to Fund Business Growth in 2018

Are you hoping to take your business to the next level in 2018? Are you ready to do whatever it takes to fund your growth? Are you concerned about choosing the wrong form of financing, thus putting your company in a bad financial spot? Here’s the good thing: there is more than one way to […]

January 23, 2018

All You Need to Know Before Taking Payday Loans

Payday loans lenders are thriving in places badly affected by financial downturn. While financial downturn prevails in these places, the cost of living keeps going up. In such places, payday loans offer great reprieve. Even in places where people are doing well financially, emergencies pop up, and people have to find cash to address them. […]

January 16, 2018

How Personal Loans Can Help Fund Small Businesses

Can I use a personal loan to fund my small business venture? Yes, it is possible! Personal loan offers flexibility to borrowers for personal purposes, and funding a small business can be one of them. While the ideal is to have your personal savings to support the business, there comes a point when raising capital […]

November 29, 2017

5 Reliable Ways for Businesses to Dig Out of Troublesome Debts

Running a business is not an easy deal, especially for the beginners who are dreaming about a startup.  As the lenders are tightening up the hold on the debtors, and the cost of everything from raw materials to shipping is on the rise, many of the small to mid-level business owners are now straining with […]

May 27, 2017

Freelancers: Tax Deductions You Might Be Missing

If you’re a 1099 worker or small business owner, you must either have a firm grasp of the tax code or the assistance of a qualified accountant to not only stay in compliance with IRS rules, but to retain as much of your earnings as possible. Knowing about all the available credits and deductions is […]

December 11, 2016